We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is perfect for those who have previously been declined. Our self-employed mortgage options take into account the reduced taxable income from claimed expenses. For individuals whose qualifying income is impacted by expenses, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as stability and proof requirements are met. The required documents for mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer tailored options specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage options today!


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