Your Mortgage Broker in Mississauga, Brampton & across Ontario
I'm Sanmeet Singh. Whether you're buying your first home, renewing or refinancing, I compare options from lenders available through Mortgage Assurance Inc. and explain every step in plain language.
What can I help you with?
Choose your goal to see how it works.
Mortgages for every stage
From your first home to renewals, refinancing and more specialised needs, for clients anywhere in Ontario.
Four simple steps
Free call
We talk about your goals, timeline and budget. No cost, no obligation.
Options compared
I review your file and compare options from lenders available to me, with the costs explained.
Application
You choose; I prepare and submit your application and work with the lender for you.
Closing & beyond
I coordinate with your lawyer to closing, and I'm here when it's time to renew.
Run the numbers
Get a quick payment estimate, then dig deeper with the full calculators or today's rate benchmarks.
Quick payment estimate
Illustration only, using Canadian semi-annual compounding. The rate is an example you can change, not a rate offer. Actual payments depend on your rate, term and lender approval (OAC).
Straight answers, from first call to closing
I got into mortgages to help individuals and families reach one of their biggest goals: owning a home. I'm licensed in Ontario, so I can help you wherever you live in the province, in person at my Mississauga office or by phone and video.
You'll deal directly with me. I'll explain your options, the trade-offs and every cost before you decide.
In their own words
Sanmeet Singh is super excellent mortgage specialist. He helped us through the whole process using his expertise to meet our needs. He was able to deliver favourable results when no one else was able to help us in our dire situation. He s very hardworking and knowledgeable . Highly recommended for his exceptional service.
We would like to thank Sanmeet for his patience and professionalism in dealing with our case, which was quite difficult and brought a lot of frustration. We highly recommend Sanmeet for all your mortgage needs.
I have been a client of Sanmeet and he was friendly, professional, and helpful. He always answered any time every time I asked questions and was always available for my inquiry. I highly recommend him. Thank you Sanmeet for all the help.
Shared with permission; names shortened for privacy. Individual results vary.
Common questions
Do you only work in Mississauga and Brampton?
No. Sanmeet Singh is licensed in Ontario and can help anyone in the province, in person at the Mississauga office or by phone, video and secure online documents.
What does it cost to work with a mortgage broker?
For most residential mortgages the lender pays the brokerage when your mortgage funds. If any fee applies to your situation, it is disclosed in writing before you commit.
How much do I need for a down payment?
At least 5% of the first $500,000 and 10% of the portion from $500,000 to $1.5 million. Homes of $1.5 million or more need 20%. Less than 20% down requires mortgage default insurance.
Should I compare offers at renewal?
Yes. At maturity you can usually switch lenders without a prepayment penalty, so it is worth comparing your lender's offer about four months before your renewal date.